Many people ask us “who does Subaru finance through?” Here is a quick run down of the different Subaru financing options available to you.
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Who Does Subaru Finance Through?
Subaru Motors Finance is the auto financing arm of Subaru of America, Inc., and offers vehicle loans and leases to Subaru customers through a wide network of participating dealers across the United States. The company also provides financing for Subaru Certified Pre-Owned Vehicles.
How to Get the Best Subaru Financing Deal
If you’re in the market for a new Subaru, you’re probably wondering how to get the best financing deal. Subaru offers financing through a few different lenders, and the best way to get the best deal is to shop around and compare rates.
Subaru’s primary lender is Chase, but they also have relationships with other banks and credit unions. Some dealerships also offer their own financing, so it’s worth shopping around to see what offers are available.
When you’re comparing rates, be sure to look at the APR (annual percentage rate) as well as the terms of the loan. A lower APR will save you money in interest, so it’s worth getting a quote from multiple lenders to see who can offer the best rate.
Loan terms can vary depending on the lender, but Subaru typically offers loans with terms of up to 84 months. That means you could have a low monthly payment, but you’ll pay more in interest over time. If you can afford a higher monthly payment, opting for a shorter loan term will save you money in the long run.
No matter who you choose to finance through, be sure to take advantage of any special offers that might be available. Subaru frequently runs promotions like 0% APR financing for qualified buyers, so it’s worth checking to see if any deals are available before you make your final decision.
Subaru Financing Options
Subaru offers financing through a few different options. You can finance through Subaru directly, or you can use an outside lender. Your best bet is to shop around and compare rates to see what works best for you.
Subaru also offers leasing options, which may be a good choice if you’re not looking to finance long-term. With a lease, you’re only responsible for the depreciation of the vehicle during the time that you have it, plus any fees and taxes. At the end of the lease, you can simply return the vehicle.
Subaru Financing for Bad Credit
Though Subaru is often thought of as a budget-friendly option, the company does offer financing for buyers with bad credit. Through its financing arm, Subaru Motors Finance, the automaker offers a variety of financing options for those with less-than-perfect credit scores.
One option is the Subaru Motors Finance Credit Builder Program, which helps buyers rebuild their credit scores by reporting positive payment history to credit bureaus. The program also offers discounts on vehicle services and extended warranty coverage.
For buyers who have a down payment but don’t qualify for traditional financing, Subaru offers what’s called a Captive Cash Loan. This type of loan typically has a higher interest rate than a traditional auto loan, but it can be a good option for those who need to finance their purchase without going through a bank or credit union.
Finally, Subaru also offers lease options for those who may not qualify for traditional financing. Leases can be an attractive option for buyers with bad credit because they typically require little or no down payment and have lower monthly payments than auto loans.
Subaru Lease Financing
Subaru lease financing is provided by Chase Bank, which offers a range of options for those looking to lease a new Subaru. In addition to traditional leasing, Subaru also offers balloon financing, which allows customers to make lower monthly payments followed by a large final payment at the end of the lease term. This type of financing can be beneficial for customers who plan on keeping their vehicle for a long time, as it can result in lower overall payments.
0% APR Subaru Financing
If you’re looking to finance your new Subaru, you may be wondering where to start. At Subaru of Pembroke Pines, we’re here to help. We’ve put together a quick guide on 0% APR Subaru financing to help get you started.
Subaru offers a variety of financing options for qualified buyers. One great option is 0% APR financing for up to 63 months on select models. This means that you’ll pay no interest on your loan if the balance is paid in full within the promotional period.
This offer is available on select new Subaru models, including the Forester, Outback, Crosstrek, and Impreza. It’s important to note that terms and conditions may vary by model and trim level. For example, the Forester 2.5i base model has a shorter financing term of 36 months.
To take advantage of this offer, you’ll need to have good credit. If you don’t have established credit or your credit score needs some work, we can still help. We have a wide range of financial options available, including sub-prime loans and lease options.
If you’re ready to take advantage of 0% APR Subaru financing, contact us at Subaru of Pembroke Pines. Our team will work with you to find the best financing option for your situation.
Subaru Financing Incentives
Subaru has a number of different financing incentives available for customers looking to purchase or lease a new Subaru vehicle. Incentives are typically offered for a limited time and may vary by region. Some common Subaru financing incentives include 0% APR financing for up to 60 months, $500 cash back, and up to $1,000 in bonus cash. Subaru also offers lease specials, which can include low monthly payments and no money down.
Subaru Financing vs. Leasing
Subaru offers financing and leasing options for customers who wish to purchase or lease a new Subaru vehicle. Financing is provided by Subaru Motors Finance, and leasing is provided by Subaru Lease Trust. Both options have their own set of benefits and drawbacks that customers should consider before making a decision.
Subaru financing offers customers the option to purchase a vehicle outright and make monthly payments towards the total cost of the vehicle. Customers who finance their vehicles will eventually own the vehicle outright, and can sell or trade it in at any time. This option may be ideal for customers who plan to keep their vehicle for an extended period of time, or who do not want to be restricted by mileage limits or other lease terms.
Subaru leasing offers customers the opportunity to drive a new Subaru for a set period of time, typically two to four years. Leases typically have lower monthly payments than financing, and may also have lower down payment requirements. However, customers who lease their vehicles will not own the vehicle outright at the end of the lease term, and must return the vehicle to Subaru. Leasing may be ideal for customers who only need a vehicle for a short period of time, or who do not want the financial responsibility of owning a car outright.
Subaru Financing Terms
Subaru offers great financing terms for qualified buyers. The interest rate for a new Subaru is currently 0.9% for up to 36 months, and 1.9% for up to 63 months. Subaru also offers $500 in cash back when you finance through them.
Subaru Financing Calculator
If you’re in the market for a new Subaru, you might be wondering about your financing options. Subaru offers financing through a few different lenders, and the terms of your loan will depend on your credit score and other factors. You can use our Subaru financing calculator to get an estimate of your monthly payments, and then compare offers from different lenders to find the best deal.